If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Suma Yonkers Credit Union 2 Year CD Account |
1.67%
Date: Feb 17, 2012
|
| Riverside Bank 2 Year CD Account |
1.51%
Date: Feb 22, 2012
|
| Merck Employees Federal Credit Union Savings Account |
1.51%
Date: Feb 15, 2012
|
| Personal Care America Credit Union 2 Year CD Account |
1.51%
Date: Feb 9, 2012
|
| Lomto Credit Union 2 Year CD Account |
1.50%
Date: Feb 16, 2012
|
| Montauk Credit Union 2 Year CD Account |
1.50%
Date: Feb 13, 2012
|
| Island Federal Credit Union 2 Year CD Account |
1.55% to
1.41% Date: Feb 15, 2012
|
| Progressive Credit Union 2 Year CD Account |
1.66% to
1.36% Date: Feb 15, 2012
|
| Progressive Credit Union 12 Month CD Account |
1.41% to
1.00% Date: Feb 15, 2012
|
| Island Federal Credit Union 12 Month CD Account |
1.15% to
0.95% Date: Feb 15, 2012
|
| Maspeth Federal Savings 2 Year CD Account |
1.50% to
0.90% Date: Feb 15, 2012
|
| Spencer Savings Bank 2 Year CD Account |
1.25% to
0.90% Date: Feb 15, 2012
|
